🇺🇸 Faith. Family. Investing 🇺🇸
Income Investing For Real People
Educational Only. Not Financial Advice.
I’m Peter Pru (Peter Prusinowski), and I teach busy people how to build income from the stock market without the hype, the day-trading, or staring at charts all day.
Here you’ll find plain-English breakdowns of the strategies I actually use: cash-secured puts, covered calls, the wheel, dividend investing (SCHD and friends), covered-call ETFs like JEPI, and building a real monthly income floor. Some weeks that’s options. Some weeks it’s dividends or ETFs. It’s all the same goal, steady income, built slowly and on purpose.
No screenshots of giant accounts. No income claims. No “get rich by Friday.” Just how this stuff actually works, so you can make your own informed decisions.
Whether you’re brand new or already investing and want more structure, you’re in the right place.
Peter Pru
The first credit card offer shows up right on time. If your kids know what it feels like to get PAID to own something they look at debt way differently.
55 minutes ago | [YT] | 4
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Peter Pru
The IRS just dropped the 2027 tax brackets. Same 7 rates, but every bracket moved up about 3.2%, so more of your income gets taxed at the lower rates. Standard deduction goes to $16,600 single and $33,200 married.
And if you're 65 or older, look at the green box. Between the extra standard deduction and the $6,000 senior deduction, a lot of retirees are gonna owe less than they think. Save this for tax time.
20 hours ago | [YT] | 9
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Peter Pru
Everybody thinks 50 is too late to start. Look at the math.
$500 a month from 50 to 70, hypothetical 7% a year... you put in $120K and it could grow to about $260K. Not guaranteed, obviously. But waiting definitely doesn't help.
💬 Comment COURSE and I'll send you my free investing course.
23 hours ago | [YT] | 3
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Peter Pru
Retail investors panic sold the most since March 2020 yesterday... today AMD’s up 13%. Anybody else see this coming?
1 day ago | [YT] | 19
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Peter Pru
“Put a data center in your backyard.” You know what? Put it there. I’ll take the jobs, the tax money, and the power plants that come with it.
Every generation has people who wanted to stop the future. They fought the railroads. They fought electricity. They fought the internet. They lost every single time.
And the people yelling “pause AI” the loudest....a lot of them sit in congress where they’re still allowed to trade stocks...
2 days ago | [YT] | 14
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Peter Pru
I'm not here to get political. But I'm pissed off.
Politicians are out here talking about "a pause on advanced AI development" like it's nothing. And today $2 trillion got wiped out of the stock market in ONE day. Chip stocks had their worst day since the COVID crash.
That's YOUR money. Your 401k. Your IRA. Your retirement. And they don't give a damn.
Pause AI? Are you kidding me? This is the biggest leap forward for humanity in our lifetime. Curing diseases. Building things we can't even imagine yet. And they want to hit the brakes because it makes a good headline?
The rest of the world isn't pausing. China isn't pausing. The money and the data centers will just go somewhere else and we'll be the ones left behind.
Make rules, fine. Have the debate. But stop playing games with everybody's money and stop holding back human progress.
2 days ago | [YT] | 23
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Peter Pru
Everybody said Bitcoin was gonna crush stocks. Last 5 years? $10K in the S&P is $17,461. Bitcoin is $12,127 👀
2 days ago | [YT] | 9
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Peter Pru
Cash so you never have to sell in a crash. Your 401(k) and IRA. Dividend ETFs. And then two most people never hear about: covered calls and cash-secured puts.
Which bucket are you missing?
💬 Comment WORKSHOP and I’ll send you a seat at my free workshop where I walk through the last two.
3 days ago | [YT] | 17
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Peter Pru
5 years ago everybody wanted Tesla... SCHD made 65%. Tesla made 3% 😬
4 days ago | [YT] | 18
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Peter Pru
SCHD's up 34% this year. Apple 25%, Nvidia 9%... and Google's down 11% 👀
The boring dividend fund beat all seven of them.
4 days ago | [YT] | 27
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