Salee - The Mortgage Pinay Canada

🎉 Another SOLD! 🏡✨

All the way from the Northwest Territories — one of my amazing clients in Yellowknife just got the keys to their new home! 🙌 After a long journey with lots of ups and downs, their patience and persistence finally paid off.

Seeing them this happy makes all the hard work worth it. Whooo! 🥳👏

Helping families and individuals achieve their dream homes, no matter where they are in Canada, is truly an honor. 💙

www.themortgagepinay.ca
salee@themortgagepinay.ca
6395256225

#Yellowknife #HappyClients #Sold #DreamHome
#TheMortgagePinay

1 year ago | [YT] | 1

Salee - The Mortgage Pinay Canada

$16K CASHBACK! PLUS IMPROVEMENT COST

Bagong bahay? Check.
Pero kulang sa landscaping, walang deck, walang fence… at kailangan pa ng appliances.

This was the challenge ng clients ko in buying a newly built home.
Excited na sana sila, pero na-realize nilang may dagdag gastos pa para maging fully livable ang space.

So we built a smart plan:
Purchase + Improvements + CASHBACK

✔️ Improvement funds for landscaping, deck, fence
✔️ Over $16,000 cashback for appliances and setup
✔️ BONUS: May rental suite ang bahay!
Perfect para may tulong sa monthly mortgage payments

Guess what?
Their total mortgage payment (plus property taxes) will be almost the same as their current rent!

And now?
Approved na sila — just waiting for possession day.
Soon, they'll be living in their dream home with extra income on the side.

---

Minsan, hindi mo kailangang dagdagan ang gastos — kailangan mo lang ng tamang strategy.

Planning to buy? Let’s explore your options.
Message me — baka ito na ang game plan para sayo!

📲 639 525 6225
rosaleem@dominionlending.ca
themortgagepinay.ca

#MortgagePinay #16KCashback #RentalSuiteHustle #SmartMortgageMoves #PinoyInCanada #PurchasePlusImprovements #FromRentToOwnership #ApprovedNa #WaitingForPossession

1 year ago | [YT] | 0

Salee - The Mortgage Pinay Canada

From “15% Down” to Homeowner Na Soon — with Just $6,000 in Savings!

She was told by another broker:
“You need 15% downpayment for a $210K home.”
That’s over $30,000.
Pero ang meron lang siya? $6,000 — while paying $1,100/month in rent.

She almost gave up…
Until she reached out to me for a second opinion.

I reviewed her situation — and with the right strategy (yes, even with just $6K saved)…
Na-APPROVE siya for her first home in Canada!

Now she’s just waiting for possession day.

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Sometimes, it’s not about how much you have…
It’s about having someone who knows where to look and how to guide you.

Curious how we made it happen?
Message me — baka kaya mo rin.

#MortgagePinay #ApprovedNa #FirstTimeHomeBuyer #PinoyInCanada #DownpaymentSolution #FromRentToKeys

1 year ago | [YT] | 1

Salee - The Mortgage Pinay Canada

🚀 Get Pre-Approved in as Fast as 4 Hours? Here’s What You Need to Know! 🏡

I recently helped a client get a mortgage pre-approval in just 4 hours! 🎉 But before anything else, let’s be clear—not all pre-approvals happen this fast. The time it takes depends on:

✔ How quickly and completely documents are submitted 📄
✔ Your income, employment, and credit history 💳💼
✔ The lender’s review and processing times ⏳

⏳ Some pre-approvals take a few hours, while others take a day or more. It all depends on your unique situation!

💡 Thinking about getting pre-approved? The best way to ensure a smooth process is to be prepared. If you have questions about what’s needed, I’m happy to provide general guidance. Let’s chat! 😊

📩rosaleem@dominionlending.ca
📲639 525 6225

(This post is for informational purposes only and does not guarantee mortgage approval. Mortgage approvals are subject to lender qualifications and policies.)

________________________________

Download my FREE mortgage app👇👇
dlcapp.ca/app/themortgagepinay
👉 Follow on Social Media: @themortgagepinay
👉 www.themortgagepinay.ca
Call or text me: (639) 525-6225

_______________________________________
Disclaimer:
I am a licensed Mortgage Professional with License # 513785 and this video is for general informational purposes only. The information provided is not intended as personalized financial advice. Mortgage solutions vary based on individual circumstances, so please consult directly with me or any licensed professional to assess your specific situation. Terms, conditions, and availability may change, and rates mentioned are subject to market changes and lender approval.

ROSALEE MAQUINAY (Salee - The Mortgage Pinay)
Mortgage Consultant Lic# 513785
DOMINION LENDING CENTRES
The Mortgage Firm Brokerage# 316454
rosaleem@dominionlending.ca

#MortgageTips #MortgageRenewal #FilipinoCanadian #SaveMoney #HomeBuying #RealEstateCanada

1 year ago | [YT] | 1

Salee - The Mortgage Pinay Canada

🚨 BREAKING NEWS: The Bank of Canada Cuts Interest Rates! But What Does This Mean for You? 🚨

The Bank of Canada (BoC) has lowered its key interest rate to 3.00%, but it’s important to know this is NOT the same as mortgage rates! 🏦

🔹 Variable-rate mortgages could see lower payments as lenders adjust their prime rates

🔹 Fixed mortgage rates depend on bond markets and may not change immediately

🔹 Refinancing & home buying could be more affordable with lower borrowing costs

💡 Want to know how this affects your mortgage or home-buying plans? Let’s chat!

📩 DM me or call 639 525 6225 to explore your options today!


rosaleem@dominionlending.ca
www.themortgagepinay.ca


#MortgageRates #BankOfCanada #RateCut #NotMortgageRates #HomeBuying #MortgageBroker #Refinance #RealEstate

1 year ago | [YT] | 1

Salee - The Mortgage Pinay Canada

Gusto mo makatipid sa mortgage mo? 🤔

🏡💰 3 Smart Ways to Save on Your Mortgage! 💡✨

1️⃣ Refinance Your Mortgage:
If mortgage rates are lower now than when you locked in, refinancing can save you a lot. By getting a lower interest rate, you can reduce your monthly payments and save thousands in interest over the life of your mortgage. Plus, you might even free up some extra cash for other goals! 🏦

2️⃣ Switch to a Bi-Weekly Payment Plan:
Instead of paying monthly, divide your monthly payment in two and pay every two weeks. Why? There are 52 weeks in a year, so you’ll make 26 payments (or 13 full payments). That one extra payment each year reduces your principal faster, which means you pay less interest over time. 📆

3️⃣ Make One Extra Payment Each Year:
If a bi-weekly plan doesn’t work for you, consider making one extra lump-sum payment annually. That extra payment goes directly to your principal, not the interest. Even just one payment can significantly shorten your mortgage term and save you thousands in interest costs! 💸

Pro Tip: Combine these strategies for even bigger savings! Ready to make your mortgage work harder for you? Let’s chat! 📩


ROSALEE MAQUINAY (Salee - The Mortgage Pinay)
Mortgage Consultant Lic# 513785
DOMINION LENDING CENTRES
The Mortgage Firm Brokerage# 316454
rosaleem@dominionlending.ca
themortgagepinay.ca

#MortgageTips #SaveSmart #FilipinoInCanada #RefinanceTips #HomeOwnershipGoals

1 year ago | [YT] | 1

Salee - The Mortgage Pinay Canada

Hirap ka mag-budget?💰

Hi, mga Kabayan! 👋 Dahil sa inflation at tumataas na presyo ng mga bilihin, panahon na para ayusin ang finances natin. A monthly budget is one of the best ways para makita kung saan napupunta ang pera mo at kung saan ka pwedeng makatipid. Here’s a step-by-step guide to help you manage your cashflow:

1️⃣ Calculate Your Income
Alamin ang NET INCOME mo (sweldo after taxes) para realistic ang budget.

2️⃣ Track Your Spending
Ilista ang gastos mo:
👉 Fixed Expenses: Rent, mortgage, car payments, etc.
👉 Variable Expenses: Groceries, entertainment, gas.
Dito madalas pwedeng magbawas!

3️⃣ Set Realistic Goals
Gamitin ang 50/30/20 Rule:
✔️ 50% NEEDS (rent, bills, groceries)
✔️ 30% WANTS (shopping, travel)
✔️ 20% SAVINGS/DEBT (emergency fund, retirement, credit card)

4️⃣ Make a Plan
Gumawa ng spending limits at i-prioritize ang gastos.

5️⃣ Adjust Your Spending
Cut back sa "wants" at i-review ang fixed expenses. Baka makakatulong ang better mortgage rates or loan terms—message me if you need advice!

6️⃣ Stay on Track
I-track ang budget mo monthly, and review yearly para sa changes in income or expenses.

A solid budget = stress-free life. Let’s make 2025 the year of financial freedom! 💪

#BudgetingTips #MoneyMatters #FilipinoInCanada #TheMortgagePinay

1 year ago | [YT] | 1

Salee - The Mortgage Pinay Canada

🇨🇦Gusto mo bang malaman kung kaya mo nang bumili ng bahay dito sa Canada? 🏠🇨🇦
Simple lang kabayan! 📲 I-scan mo lang ang QR code sa image para ma-pre-qualify ka ngayon!

✨ Quick & hassle-free!
✨ Alamin kung magkano ang kaya mong i-loan.
✨ Start your journey to homeownership today.

Call or text me 639-525-6225!
Pwedeng-pwede nang simulan ang dream home mo. 🇵🇭🇨🇦🏡

themortgagepinay.ca

#TheMortgagePinay #PreQualifiedNow #HomeOwnership #FilipinoInCanada

1 year ago (edited) | [YT] | 1

Salee - The Mortgage Pinay Canada

💡 Saving for a Down Payment? Here are 4 Easy Tips!

1️⃣ Let Your Money Work: Keep your down payment in a high-interest savings account to make it grow securely. 💰✨
2️⃣ Automate Your Savings: Set up automatic transfers to a dedicated account for your down payment. 🏡✨
3️⃣ Staycation Over Vacation: Skip the pricey trips ✈️ and enjoy a budget-friendly staycation 🏡 to save more. 💰
4️⃣ Boost Your Income: Take on a side hustle or find extra ways to earn 💼💰 and grow your savings faster.

Every little step brings you closer to your dream home! 🏠 Let’s make it happen!

Rosalee Maquinay (Salee - The Mortgage Pinay)
Mortgage Consultant Lic#513785
DLC The Mortgage Firm Brokerage#316454
www.themortgagepinay.ca
rosaleem@dominionlending.ca
(639) 525-6225

Download my FREE mortgage app👇
dlcapp.ca/app/themortgagepinay

#DownPaymentTips #SaveForYourHome #TheMortgagePinay #FilipinoMortgageConsultant #HomeownershipCanada #FilipinosInCanada

1 year ago | [YT] | 1

Salee - The Mortgage Pinay Canada

🏡🇨🇦 FIRST-TIME HOME BUYER IN CANADA? Don’t stress, I’ve got you covered kabayan! Here are 6 quick tips to get started:


2️⃣ Save for a Down Payment: Start with at least 5% of the home’s price.
3️⃣ Check Your Credit Score: A good score = better mortgage rates.
4️⃣ Budget for Extra Costs: Don’t forget closing costs, taxes, and insurance.
5️⃣ Explore Buyer Programs: Use incentives for first-time homebuyers.
1️⃣ Get Pre-Approved: Know your budget before house hunting.
6️⃣ Work with a Pro: I’ll guide you every step of the way!

💡 As your licensed Mortgage Pinay, your Filipino mortgage consultant in Canada, I’m here to make the process simple and stress-free. Let’s make your dream home a reality! DM me today! ✨


Rosalee Maquinay (Salee - The Mortgage Pinay)
Mortgage Consultant Lic#513785
DLC The Mortgage Firm Brokerage#316454
www.themortgagepinay.ca
rosaleem@dominionlending.ca
(639) 525-6225


#FirstTimeHomeBuyerCanada #FilipinoMortgageConsultant #TheMortgagePinay #MortgageTips #FilipinoInCanada

1 year ago | [YT] | 2