Josh Tan - TheAstuteParent

𝐈𝐓’𝐒 𝐀 𝐃𝐎𝐖𝐍 𝐌𝐎𝐍𝐓𝐇 – 𝐇𝐎𝐖 𝐀𝐑𝐄 𝐖𝐄 𝐃𝐎𝐈𝐍𝐆? 🙂

In Oct26, we did our RETIREMENT MASTERCLASSES
and continued building retirement portfolios for our private clients...
Brought in almost $2M of net investment assets
And I congratulated the team on the great efforts. 👍

𝐁𝐮𝐭 𝐢𝐟 𝐰𝐞 𝐚𝐫𝐞 𝐢𝐧𝐯𝐞𝐬𝐭𝐞𝐝 𝐢𝐧 𝐞𝐪𝐮𝐢𝐭𝐢𝐞𝐬, 𝐨𝐮𝐫 𝐀𝐔𝐌 𝐟𝐢𝐠𝐮𝐫𝐞𝐬 𝐰𝐢𝐥𝐥 𝐧𝐚𝐭𝐮𝐫𝐚𝐥𝐥𝐲 𝐟𝐥𝐮𝐜𝐭𝐮𝐚𝐭𝐞 𝐚𝐧𝐝 𝐦𝐚𝐲 𝐝𝐫𝐨𝐩 𝐢𝐧 𝐯𝐚𝐥𝐮𝐞 𝐝𝐮𝐫𝐢𝐧𝐠 𝐦𝐚𝐫𝐤𝐞𝐭 𝐜𝐨𝐫𝐫𝐞𝐜𝐭𝐢𝐨𝐧𝐬.

$56.8M. Slight dip.

Drops are just part of the journey to transfer from weak hands to strong hands 💪 .

(PS: If you are investing in the markets also, don't worry k.)


We could be managing bonds and cash funds for private clients
but that doesn't build retirement wealth up. ❌
Rather, we face the ups and downs together so that we can grow ✅

𝐒𝐨𝐦𝐞 𝐚𝐫𝐞 𝐞𝐱𝐩𝐞𝐜𝐭𝐢𝐧𝐠 𝐚 𝐫𝐚𝐥𝐥𝐲 𝐚𝐟𝐭𝐞𝐫 𝐭𝐡𝐞 𝐔𝐒 𝐦𝐢𝐝-𝐭𝐞𝐫𝐦 𝐞𝐥𝐞𝐜𝐭𝐢𝐨𝐧𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐧𝐞𝐱𝐭 𝐟𝐞𝐰 𝐝𝐚𝐲𝐬.
Personally, I expect this tech correction to be deeper.
Truth is... no one knows. And don't pay too much attention to market prediction.

We've communicated to clients that we will remain invested.
Equity allocations were already slightly reduced in June.
Now it's time to be patient
yet unafraid to deploy allocations back into equities should there be opportunities. ⭐

Will we reach $60M assets managed? Maybe not Nov yet but Certainly at some point!

W𝐡𝐞𝐭𝐡𝐞𝐫 𝐭𝐡𝐞 𝐦𝐚𝐫𝐤𝐞𝐭 𝐫𝐚𝐥𝐥𝐢𝐞𝐬 𝐨𝐫 𝐟𝐚𝐥𝐥𝐬, 𝐨𝐮𝐫 𝐣𝐨𝐛 𝐫𝐞𝐦𝐚𝐢𝐧𝐬 𝐭𝐡𝐞 𝐬𝐚𝐦𝐞
S𝐭𝐚𝐲 𝐟𝐨𝐜𝐮𝐬𝐞𝐝 𝐨𝐧 𝐭𝐡𝐞 𝐥𝐨𝐧𝐠 𝐭𝐞𝐫𝐦 𝐚𝐧𝐝 𝐜𝐨𝐧𝐭𝐢𝐧𝐮𝐞 𝐬𝐞𝐫𝐯𝐢𝐧𝐠 𝐨𝐮𝐫 𝐜𝐥𝐢𝐞𝐧𝐭𝐬 𝐰𝐞𝐥𝐥. ♥️

If you'd like to invest better and build towards earlier retirement,
Look for my fee based retirement planning here ~ Theastuteparent.com/josh-tan

6 days ago (edited) | [YT] | 16

Josh Tan - TheAstuteParent

Full house at the JOSH TAN RETIREMENT MASTERCLASS yesterday 😃👏

If you were down yesterday also,

big thank you! 🥂

Do share what were your biggest takeaways from this masterclass! ⭐️

Subscribe to learn more and follow me also on Instagram where I post more pictures!

Follow - joshtan.link/ig

Skip the Carousel

1 2

1 week ago | [YT] | 55

Josh Tan - TheAstuteParent

What I learnt from my AWESOME tech trip to CHINA! 🇨🇳

This is beautiful Xihu at hangzhou and if you scroll right,
That is a humanoid robot exhibit i visited and then a recent investment presentation on something you and I may be underestimating.

The cost of running AI models is falling rapidly!

Chinese LLM models offering significantly lower token costs than many leading US models.

(Ahem Anthropic and OpenAI...)


It also highlighted how DeepSeek running on domestic Ascend chips

could be far more cost-effective than using some competing chips.


Why does this matter?

1. Lower costs accelerate adoption. ✅

When AI becomes cheaper, more businesses can afford to use it.



This expands the market beyond the biggest tech companies.

China will lead in that for sure and many developing countries will follow suit too.

Actually in SG, Ive heard government/quasi-gov firms already using Chinese AI.



2. AI competition could compress US valuations. ✅

Today we are paying enormous premiums for US tech

If AI becomes commoditised faster than expected...

US companies may struggle to justify their valuations.

A sell-down in US AI stocks becomes a real possibility?




3. Chinese tech may be undervalued.✅

It's obvious right... chinese technology companies face investor scepticism.

Yet some are building competitive AI models, chips and ecosystems at potentially lower costs.

The market may be pricing in the risks without fully appreciating the opportunity.

Of course, cheaper models don't automatically mean better products or guaranteed investment returns.

But investors should ask themselves:



Are we paying too much for US AI winners while overlooking China's AI challengers?

Sometimes, the biggest investment opportunity is where the market is least willing to look.


This trip with organised by IFAST for TOP advisers 🔥

If you'd like to learn more on investing
OR on building a sustainable FA business especially focused on investment AUA...


Subscribe to learn more! 😃 🩷

Skip the Carousel

1 2 3

2 weeks ago (edited) | [YT] | 29

Josh Tan - TheAstuteParent

Mega project - Thomson Reserve is launching soon!

If you are curious about the financial figures about property new launch,
check out this tutorial where I break down
New launch with leverage calculated in and all the associated cost.

Watch this to better understand property investments

3 weeks ago | [YT] | 1

Josh Tan - TheAstuteParent

Quick update! joshtan.link/retire2 We've 55 tickets sold already!! 😃

If you are 30s, 40s, 50s, 60s and would like to learn on retirement
and discuss about investing,
come down on 24oct26!


Venue will be School of Business (50 Stamford Road)
- do look for my event manager Karen's email k

In this masterclass, you'd learn from the journey of 3 characters who transformed in their finances.

Pick the one that would fit you in this learning process come with your numbers prepared and ask the questions you need to be more assured in your retirement!

There are definitely blindspots to unlock and strategies you have never heard before so head on to the link below!


We had a full house the last run...
Tickets going fast! 🚀

Come down and transform your retirement! See you 👍

joshtan.link/retire2

3 weeks ago (edited) | [YT] | 9

Josh Tan - TheAstuteParent

Our FIRST retirement masterclass SUCCESSFULLY completed! 👏

We had a full house yesterday and empowered 50 attendees
to learn how decisions impact their own retirement.


If you'd like to learn, come down on 24oct26.

Venue will be School of Business (50 Stamford Road)
- do look for my event manager Karen's email k


Less than 35seats left at our SMU lecture room!

Tickets going fast! Come down and transform your retirement! See you 👍

joshtan.link/retire2

1 month ago (edited) | [YT] | 27

Josh Tan - TheAstuteParent

'Thanks Kevin. Stupid and greedy are NOT what came to mind
watching this podcast
but rather I felt you were kind ,genuine and loving in sharing your story
despite its difficulty so that others will be helped."

Watch this highly popular sharing today!
That could save you or someone you know some heartache

1 month ago | [YT] | 3

Josh Tan - TheAstuteParent

Looking to retire early? 🚀 joshtan.link/retire2
Looking to understand IF YOU HAVE ENOUGH?

Our first 20 tickets for our second run is already bought!

JOSH TAN RETIREMENT MASTERCLASS

Fully educational and suitable if you are 40s, 50s or 60s

Second run will be live on 24 Oct 2026 also at SMU!

Come prepared with your questions and your ipad to learn how to put your retirement numbers into action — this is a not just a presentation, this is a masterclass!👏🏻

Links here to get your tickets - single or pair admission! joshtan.link/retire2

1 month ago (edited) | [YT] | 10

Josh Tan - TheAstuteParent

This Is For You If…🚀 🚀 joshtan.link/retire2
You are in your 40s, 50s and 60s and looking to understand IF YOU HAVE ENOUGH. More than that, how to turn your CPF, investments and other assets into reliable retirement income.

Come prepared with your questions and your ipad to learn how to put your retirement numbers into action — this is a not just a presentation, this is a masterclass!👏🏻

Quick teaser on what You’ll Learn
The Rules of Sustainable Retirement Income and how to visualize your CPF LIFE, SRS, Dividend & Rental Income with the tool i use in my youtube case study videos

If you have a burning question, you’ll have the opportunity to ask ⭐


CONGRATS TO OUR FIRST 50 ATTENDEES! 👍🏻😃
It's happening in 2weeks time on 3Oct2026 Sat at SMU School Of Accountancy!

BUT we've a last and final class on 24Oct2026 SAT also at SMU!
SO get your tickets now!
🚀 joshtan.link/retire2

1 month ago (edited) | [YT] | 15

Josh Tan - TheAstuteParent

"A very nice video to watch! Enjoyed it"
Specially joining us today for a disucssion is a young female funeral director.

We talked about its impact on her dating,
about the taboo subject of funeral cost
And also about life lessons.

Subscribe to JOSH TAN LIVE too and enjoy listening in now!

1 month ago | [YT] | 2