Chris @HoneyMoneySG

📱 ZYM Roam Plus $11.10/month: 3 MONTHS FREE promo extended!
Port in from any non-Singtel network and enjoy $11.10 discount per month from your 4th to 6th month.

✅ 600GB Monthly (SG) with a $1 Booster 5G+ Add-on
✅ 1,000 Monthly Mins (SG)
✅ 100 Monthly SMS (SG)
✅ FREE Caller ID & Incoming call (SG)
✅ FREE* 15GB Monthly APAC Roaming, 13 Destinations
✅ FREE 300 Monthly IDD v019 Mins to 16 Destinations
✅ FREE 600GB Yearly Msia, Indo, Thailand
✅ FREE 30GB Yearly Worldwide, 198 Destinations

🎁 Free gifts:
• $90 eVoucher for selected Samsung Tab
• $50 eVoucher for selected Samsung Accessories
• $50 eVoucher for Google Pixel 10 Phone
• 1x chance to win a Shark TurboBlade™ Bladeless Fan, worth $499 (Total 1 winner)
• 1x chance to win a FlexBreeze Cordless & Portable Fan, worth $279 (Total 1 winner)

🍯 PROMO CODE: HONEY to get additional 200GB Local Data!

👉 Sign up: order.zym.sg/dc9a835b-29a4-4670-bdda-507df8c04981?…

Roaming destinations and T&Cs: zym.sg/roam-plus-5g-info/

7 hours ago | [YT] | 1

Chris @HoneyMoneySG

🚨 HSBC x SingSaver: S$450 Cash or 28,000 Max Miles!
📆 1 to 6 October 2026 🔥 New HSBC Cardholders

Apply, activate and spend min. S$500 by the end of the following calendar month from the card account opening date.
• Revolution: hmsg.link/hsbcrevolution
• Live+: hmsg.link/hsbcliveplus
• Advance: hmsg.link/hsbcadvance
• TravelOne: hmsg.link/t1ss (S$196.20 annual fee)

🎁 Choose 1 reward:
• S$450 Cash via PayNow
• Dyson Airstrait worth S$799
• 28,000 Max Miles worth S$504
• Sony WH-1000XM6 headphones worth S$649
• Dyson Clean+Wash Hygiene hard floor cleaner worth S$729

🔸 Existing HSBC Customers
Check the latest offers for existing customers, including S$50 cashback or up to 24,000 miles with HSBC TravelOne: hmsg.link/hsbccard

👉 More referral honeymoneysg.com/#deals
T&Cs: singsaver.link/cc-rewards-campaign
Disclosure: Referral links. I may receive a commission if you apply through them.

13 hours ago | [YT] | 1

Chris @HoneyMoneySG

HDB Renovation Cost Referral Links 🏠
✅ FREE Download: ko-fi.com/s/ec10902faf

A curated Singapore HDB renovation resource list featuring contractors that I have used personally for my 4-room HDB BTO renovation in 2024.

Includes practical products, and handy links, made to help you plan your home with more confidence and less scrolling.

Watch full $38K HDB Renovation video: https://youtu.be/QB30ItY9xUU

👉 More referral honeymoneysg.com/#deals

1 day ago (edited) | [YT] | 1

Chris @HoneyMoneySG

Which broker should you use for Singapore stocks & ETFs? 🇸🇬

There isn’t one answer for everyone. Different platforms make sense for different use cases, portfolio sizes and investing habits.

I’ve put together my framework based on how I personally compare them.

Not sponsored. Some links in the PDF/video are referral or affiliate links, which may earn me a commission at no extra cost to you. Fees, promotions and terms can change, so always check the latest details.


✅ Watch video: https://www.youtube.com/watch?v=Wfeky...
✅ Free PDF cheatsheet: ko-fi.com/s/b3b4108a52

Skip the Carousel

1 2 3 4 5 6 7 8 9 10

1 day ago | [YT] | 13

Chris @HoneyMoneySG

Chocolate Finance: Up to 5.1% p.a. on new USD in October (extra 1% p.a.)
Chocolate Finance 🍫 hmsg.link/chocolate

From 1–31 Oct 2026, USD added above the starting balance stated in your promo email earns an extra 1% p.a., calculated daily. No opt-in or minimum amount.

At current base returns, that’s up to 5.1% p.a. on the first US$20k and 4.8% p.a. on the next US$80k. Above US$100k, the bonus is added to actual portfolio returns, which can vary.

What to look out for:
• 1% p.a. is annualised. On US$10k held for all 31 days, the extra bonus is only about US$8.49.
• Check your own starting USD balance in the email. Only the amount above it qualifies.
• The 0% FX Guarantee Fee applies only to SGD → USD conversions from 1 Oct, 11am to 2 Oct, 11am SGT. The usual fee still applies when converting USD → SGD.
• Check the actual exchange rate before confirming. Compare the USD you receive with another FX provider, and account for the conversion cost in both directions. FX costs and USD/SGD movements can easily exceed a one-month bonus.
• The bonus won’t show in the app during October. It will be credited separately within 7–10 business days after 31 Oct.

🔸 My take: useful if you already want to hold USD. I wouldn’t convert SGD just to chase this bonus.

👉 Discuss more t.me/honeymoneysg 
👉 More referral honeymoneysg.com/#deals

2 days ago | [YT] | 4

Chris @HoneyMoneySG

Which platform do you buy your Singapore Stocks & ETFs?

3 days ago | [YT] | 4

Chris @HoneyMoneySG

IBKR Step-by-Step Setup Guide for Beginners

✅ Guide: ko-fi.com/s/31c6fb577d (Free!)

I know Interactive Brokers can look intimidating. That is probably the biggest reason I hear people giving for avoiding it. And I don't blame them.

When you are new to investing, the last thing you want is to open a brokerage account and immediately feel like you need to take a course just to figure out where the Buy button is.

I created this guide because I have seen that hesitation hold people back. Some beginners start with another platform because the interface is easier. That is perfectly understandable. But after they gain more experience, some eventually discover what makes IBKR so useful. So I hope it helps you!

5 days ago | [YT] | 11

Chris @HoneyMoneySG

Which of the new SGX UCITS ETFs excites you the most?

6 days ago | [YT] | 5

Chris @HoneyMoneySG

📱 Citi x SingSaver: 10 “latest smartphone” up for grabs

From 24–28 September, SingSaver is upgrading the welcome gift for the first eligible Citi card applicant at 3pm and 9pm each day to a “latest smartphone” worth over S$1,800. That’s two slots a day, across five days.

If you don’t get the phone, you can still receive the regular gift you select in the SingSaver redemption form:
🎁 S$400 cash, or S$430 for Citi SMRT
🎁 25,000 Max Miles
🎁 Dyson Airstrait, Dyson V8 vacuum, or Morning Coffee Machine + 20 capsules

Apply through my links:
💳 Citi Rewards: hmsg.link/citirewards
💳 Citi PremierMiles: hmsg.link/premiermiles
💳 Citi SMRT: hmsg.link/citismrtss
💳 Citi Cash Back+: hmsg.link/citicashbackplus
💳 Citi Cash Back: hmsg.link/citicashback
💳 Citi M1 Platinum Visa: hmsg.link/citim1

⚠️ You must be new to Citi credit cards, submit the SingSaver redemption form, and spend S$500 within 30 days of card approval. The phone replaces your selected regular gift; you don’t get both.

I’d pick a card I’ll actually use and treat the phone as a bonus. There are only 10 winning slots, so I wouldn’t apply just for a shot at it.

📜 T&Cs: singsaver.link/cc-rewards-campaign
👉 Discuss: t.me/honeymoneysg

Referral links: I may receive a commission if you apply through them.

6 days ago | [YT] | 2

Chris @HoneyMoneySG

Which S&P 500 version do you actually hold right now?

1 week ago | [YT] | 5