FinnovationZ by Prasad

Tomorrow, I’m having a podcast with Mr. Vikas Khemani, whose individual portfolio is around ₹1,000 crore!

What’s that one question you’ve always been curious to ask someone like him? It could be about investing, the stock market, wealth creation, or his investment philosophy.

Drop your most curious questions in the comments below! I’ll try to cover the most interesting ones in our conversation.

2 weeks ago | [YT] | 203

FinnovationZ by Prasad

Ramayan mein jab Lakshman ji Indrajit ke waar se buri tarah ghaayal ho gaye, toh Hanuman ji ko Sanjeevani Booti laane bheja gaya.

Aur jab woh sahi booti pehchaan nahi paaye, toh poora pahaad hi utha kar le aaye!
Kyunki jab apno ki jaan ka sawaal ho, toh sabse zaroori hota hai unhe sahi treatment milna.

Ab aaj ke time mein bhi ek aisi situation imagine kariye.

Aapki family mein kisi ko achanak hospital mein admit karna padta hai.

Lekin is emotional stress ke saath ek aur tension bhi hoti hai, jiska saamna bahut saari families karti hain.

Hospital ka bill kaise pay hoga?
Ku ki kahi baar ek major medical emergency mein lakhon rupaye kharch ho sakte hain.

Aur agar aapke paas adequate financial protection nahi hai, toh aapko apni saalon ki savings ya investments tak use karni pad sakti hain. Isiliye, agar aaj ke time mein koi Sanjeevani Booti hai jo hume in financial setback se bachaye, toh woh hai Health Insurance.

Lekin sahi health insurance choose karna itna simple nahi hai. Sirf lowest premium dekhna enough nahi hota.

Aapko waiting periods, exclusions, hospital network aur actual coverage jaise factors bhi samajhne padte hain.

Aur yahin par Ditto, backed by Zerodha, aapki help karta hai.
Ditto unbiased guidance aur free 30-minute consultation provide karta hai, jisse aap apne liye suitable health insurance options dhoondh sakte ho.

Book your free call here: ditto.sh/locuzz

Hum medical emergency kab hogi, ye predict nahi kar sakte.

Lekin uske financial impact ke liye aaj se prepare zaroor kar sakte hain.

Kyunki jab aapki family ko medical treatment ki zaroorat ho, toh aapka focus unki recovery par hona chahiye, hospital ka bill kaise pay hoga, is tension par nahi.

2 weeks ago | [YT] | 94

FinnovationZ by Prasad

Happy Teacher's Day

2 months ago | [YT] | 407

FinnovationZ by Prasad

HELLO FINNOVATIONZ SUBSCRIBERS,
Let's start with a simple question.

Which one of these is the MOST important to you?
🏠 Your House
📱 Your Phone
🚗 Your Car or
❤️ Your Family's Future

The answer is pretty obvious.
Your Family's Future.

Because everything you're building — your house, your car, your savings — it's all for them.

Now here's the interesting question...
Which one of these is LEAST likely to be properly insured?
Your House? ✓
Your Car? ✓
Even your Phone? ✓

But when it comes to YOU….Term Insurance?
A large number of Indians — especially the sole or primary earners in a family — still don't have adequate term cover.

And here's the problem.
If something were to happen to you tomorrow, would your family be able to maintain the same lifestyle? Pay off the home loan? Fund your kids' education?

Without term insurance, they don't just lose you — they lose your income too, for years or decades.

That's the real purpose of Term Insurance. Not to make money, but to make sure your absence doesn't become their financial struggle.

And the earlier you buy it, the better.

Because premiums only get more expensive as you age, and pre-existing health issues can make it harder to get covered later.

But choosing a term insurance policy isn't as simple as picking the cheapest premium.

You have to look at things like:
Sum assured (is it actually enough?), Claim settlement ratio, Riders (critical illness, accidental death, etc.), Exclusions, etc etc

And with so many insurers and plans available, figuring out what's actually right for you can get confusing.

That's where Ditto (backed by Zerodha) can help — with unbiased advice and a free 30-minute consultation to help you find the right cover.
👉 Book your free call:ditto.sh/2q2iiy
👉 Book your free call:ditto.sh/2q2iiy

So, one last question:
If you consider your family's future more valuable than your house, car or phone...
Why wouldn't you protect it financially?

Let us know what you think in the comments.

2 months ago | [YT] | 226

FinnovationZ by Prasad

🇮🇳 INDEPENDENCE DAY OFFER OVER!

But, due to your requests, we’ve reopened the Independence Day Offer for the next 1 hour.

If you missed the 40% OFF on ERAC (Equity Research Analysis Cohort), this is your last chance to grab it.

⏳ Only 1 Hour Left!

Don’t miss it this time. 🚀

2 months ago | [YT] | 424

FinnovationZ by Prasad

Happy Independence Day 🇮🇳

Most people think financial independence means having a lot of money.

It doesn't.

It means never being at the mercy of a market you don't understand. Never panicking when it falls because you know exactly what you own and why. Never trusting blindly when it rises because someone told you it would.

Real independence isn't about money. It's about the knowledge behind it.

This Independence Day weekend, unlock 40% off on the ERAC course.

Hurry! The offer is valid only for today!

2 months ago | [YT] | 552

FinnovationZ by Prasad

Happy Independence Day! 🇮🇳

There's a specific moment every investor remembers.

The moment they opened an annual report themselves. Understood it. Made a call. And it came from their own research, not someone else's opinion.

That moment changes everything.That moment truly gives you financial independence.

This Independence Day weekend, get a flat 40% off on the ERAC course. Hurry up! The offer closes Sunday 16th August.

Link Available In Comment

2 months ago (edited) | [YT] | 1,468

FinnovationZ by Prasad

Every 15th August, we celebrate freedom.

But here's one kind of freedom nobody talks about.

The freedom to look at a company yourself. Read the numbers. Make your own call. Not because someone on Telegram said so. Not because your dad said it's a safe stock. Not because a finfluencer posted a reel about it.

Just you. Your research. Your conviction.

That's what financial independence actually feels like.

Celebrate Independence Day with us and get a flat 40% off on the ERAC cohort, this Independence Day weekend.

Hurry up! The offer is only valid till Sunday.

2 months ago | [YT] | 160

FinnovationZ by Prasad

From ₹2 Lakhs to ₹70 Crores

The Inspiring Story of Ronald Read

Ronald Read was born in 1921 in a poor farming family in Vermont, USA.
After World War II, he worked at a petrol pump for 25 years.
Later, he worked as a janitor in a local store.

He lived simply old clothes, old pickup truck, even safety pins on his coat.
But he read The Wall Street Journal regularly.

His simple rules:
✅ Only invest in businesses you understand
✅ Hold for the long term
✅ Avoid unnecessary risks

Over decades, this patience and discipline transformed his modest ₹2 Lakh equivalent into ₹70 Crores!

The lesson? You don’t need a fancy job to build wealth — you need Equity Reseach skills and patience.

That’s why we created ERAC: Equity Research Analyst Cohort —2 Months Weekend Cohort, where you’ll learn how to:
-Research companies like a pro
-Spot red flags early
-Value businesses accurately
-Start investing with confidence & conviction on your own

🎯 Perfect for students, investors & finance careers — with lifetime free updates.

🚀 Start your wealth-building journey today

Special Independence Day Offer 💥

Enroll now to get 40% OFF on ERAC & Get Fundamental Analysis 3.0 absolutely FREE with ERAC — plus lifetime updates at no extra cost!

Pre-book now using the link in the PINNED COMMENT.
Offer Valid For Next 2 Days Only…Secure Your Spot Today! 🚀

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2 months ago | [YT] | 170

FinnovationZ by Prasad

HELLO FINNOVATIONZ SUBSCRIBERS,

QUICK 10 Sec QUIZ FOR YOU ALL --

Can you name 3 expenses your family will have to pay if something happens to you tomorrow?

In most cases, it would be:
🏠 Home Loan or Rent
👨‍👩‍👧 Monthly Household Expenses
🎓 Children's Education

Now here's the real question...

How long can your family manage these expenses without your income?

1 month? 6 months? 1 year?

For most families, the answer is not very long.

That's exactly why we need to plan ahead & buy Term Insurance. ( I have bought it too )

The purpose of Term Insurance is not to make some one rich.

It replaces your income so your family doesn't struggle financially.

And the surprising part? It's one of the cheapest financial products you'll ever buy.

A solid cover for a 30-year-old can start well under ₹1,000/month.

The only real work is choosing the right insurer and cover amount — which is confusing with 30+ options out there. That's where Ditto (backed by Zerodha) helps — unbiased advice, and a free 30-min consultation to figure out what actually fits you.

Book your free call: ditto.sh/6r9nmx

So — could you actually answer that 10-second test?

Be honest in the comments 👇

3 months ago | [YT] | 443