Easy Peasy Finance

Prediction Markets Explained for Beginners

Prediction markets have become a fascinating intersection of finance, speculation, and real-world events.

You can buy contracts tied to questions about elections, sports, weather, and much more. But understanding what you're predicting is only part of the equation.

Here, I explain how prediction markets work, how their prices relate to probabilities, and some of the important questions you should consider before putting your money into them.

Watch the video here: https://youtu.be/ZMLDN04HOFc

#PredictionMarkets #PersonalFinance #FinancialLiteracy #Investing #MoneyManagement

6 days ago | [YT] | 6

Easy Peasy Finance

FAFSA for College Financial Aid Explained for Beginners

FAFSA isn't simply about determining whether you qualify for a federal grant. Colleges can also use FAFSA information when determining financial aid, and eligibility depends on more than just household income.

In this infographic, I explain the FAFSA process from start to finish, including what information you'll need, the Student Aid Index, federal aid, college specific aid offers, and what happens after you submit your application.

Full video: https://youtu.be/XDSwCXt85xw

If you're a student, parent, or simply want to understand how college financial aid works, check it out.

#FAFSA #FinancialAid #StudentAid #PayingForCollege #PersonalFinance

1 week ago | [YT] | 4

Easy Peasy Finance

The Beginner's Guide to High Yield Savings Accounts (HYSA)

If you're starting to take control of your finances, one of the first questions you may have is: Where should I keep my savings?

High-yield savings accounts have become increasingly popular, but there’s more to choosing one than simply finding the highest advertised rate.

Here, I break down what HYSAs are, how APY works, what FDIC insurance means, and some of the common mistakes people make when managing their cash.

No complicated jargon, just the basics you need to make more informed money decisions.

Full video: https://youtu.be/xraRKbTmY04

#HighYieldSavingsAccount #HYSA #PersonalFinance #FinancialLiteracy #MoneyManagement

2 weeks ago | [YT] | 8

Easy Peasy Finance

Index Funds: A Simple Way to Start Investing

For someone just starting out, investing can feel complicated. Which stocks should you buy? How much should you invest? Should you try to beat the market?

The good news is that investing doesn't have to be that complicated.

In this infographic, I break down index funds in plain English, explain why they can be such a powerful tool for beginner investors, and share a simple approach to getting started.

If you're new to investing, this is a great place to begin.

#IndexFunds #ETFs #PersonalFinance #Investing #MoneyTips

3 weeks ago | [YT] | 3

Easy Peasy Finance

Sometimes, the most meaningful recognition comes from someone simply taking the time to listen.

A few weeks ago, ‪@financialadvisormag‬ (Financial Advisor Magazine) senior writer Jennifer Reed came across one of my posts and reached out.

We ended up talking for almost an hour. Last week, I got to read the article she wrote about my journey.

And honestly, I’m still processing her words.

She described Easy Peasy Finance’s reach across 193 countries as “a bigger, more geographically improbable audience than most advisory firms will reach in a career.”

And she described passing the CFP® exam as “validation of an operation he'd already been running, largely on his own credibility, since elementary school.”

Those words mean so much!

There is something incredibly meaningful about having someone else look at your life, connect moments that happened years apart, and show you the larger story that you don't always see when you're living it week by week.

From making three-minute animated videos about money at age 8 to building Easy Peasy Finance and eventually passing the CFP® exam at 16, it has been quite a journey.

Jenny, thank you for listening with such genuine interest and for telling my story with so much care.

I’m incredibly grateful our paths crossed.

Read the full article: www.fa-mag.com/news/who-passes-the-cfp-exam-before…

#FinancialLiteracy #CFP #PersonalFinance #FinancialEducation

3 weeks ago (edited) | [YT] | 6

Easy Peasy Finance

Infographic: Roth vs Traditional IRA for Beginners

When people compare a Roth IRA and Traditional IRA, they often focus on one thing: “Which one gives me the bigger tax break?”

But that’s only part of the story. The account you choose can affect your taxes today, your retirement income, and even how much of your Social Security may be taxable later.

Here’s an infographic explaining the key differences between Roth and Traditional IRAs, including a few factors that are easy to miss.

If you’re a young investor, planning for retirement, or trying to understand IRAs, this is a good place to start.

Full video: https://youtu.be/bu9bVD4XDls

#IRA #RothIRA #RetirementPlanning

3 weeks ago | [YT] | 7

Easy Peasy Finance

What could $150 a month become over several decades? The answer is a great illustration of why compound interest is such a powerful concept in personal finance.

But there’s more to compounding than watching an investment balance grow. Time, contributions, returns, and even debt can all interact in ways that many people don't fully appreciate.

In this infographic, I cover some of the most important things beginners should understand about compounding. If you're just getting started with investing, this is one concept worth understanding early.

Related video: https://youtu.be/ooeSAsYYD6Y

#CompoundInterest #PersonalFinance #Investing #InvestingBasics

3 weeks ago | [YT] | 9

Easy Peasy Finance

It's live! Kindle and paperback both out now, and the ebook is still $2.99 for a short while. www.amazon.com/dp/B0HCXH4J2F

1 month ago | [YT] | 5

Easy Peasy Finance

A Financial Lesson Everyone Needs to Learn

Life has a way of throwing unexpected expenses at us: a car repair, a medical bill, or even the loss of a paycheck.

The question isn't whether surprises will happen. It's whether your finances are prepared when they do.

Here, I explain what an emergency fund is, how to decide how much you really need, and a surprisingly common mistake that can leave people vulnerable despite doing everything they thought was right.

Watch the video here: https://youtu.be/mzoMmSag0_I

#EmergencyFund #PersonalFinance #MoneyTips #Budgeting #FinancialWellness #MoneyManagement

1 month ago | [YT] | 3

Easy Peasy Finance

Easy Peasy Stocks: A Fun Stock Market Investing Book for Kids and Teens - launches August 12.

If you've watched Easy Peasy Finance explainer videos on PE ratio, EPS, dividends or growth vs value investing, this is all of it in one place, in full color, with Sooper Cooper and Wall Street Willy walking through every chapter.

The Kindle edition is $2.99 to pre-order right now, for a very limited time. Here's the link: www.amazon.com/dp/B0HCXH4J2F

1 month ago | [YT] | 3