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On this channel I will also educate and provide information on personal finance and proper credit usage, which will assist in your points and miles sucess.
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Traveling on Everyday Spend
Southwest just turned the Companion Pass into a $140,000 spend requirement.On January 1, 2027, Rapid Rewards moves to 140,000 Tier Qualifying Points — 1 point per $1. Welcome bonuses stop counting. Multipliers don't accelerate it.The old path was 140,000 Rapid Rewards points from two welcome bonuses on $8,000 of minimum spend. That playbook is gone in 40 days.December 2, 2026 is the last day to apply and still play by the old rules.I ran the whole ledger — foregone cash against real companion value — and the 2027 math doesn't land where most people assume it does. Full breakdown is up: Southwest Companion Pass Dies Dec 2. Do This First
1 week ago | [YT] | 0
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Traveling on Everyday Spend
🚨 LIVE AT NOON ET: NOW 2 NIGHTS MINIMUM?
Amex $600 hotel credit rumor + Hyatt x Aeroplan partnership — Let's get to the numbers
Chase made their edit. Is Amex about to make theirs harder?
Join live + drop it now: would a 2-night minimum kill the credit for you? 👇
2 weeks ago | [YT] | 0
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Traveling on Everyday Spend
Don't pay $395 if you fly 1-2x a year.
I just ran the ledger on a $0 card that gives you 4 lounge visits + $100 for PreCheck / Global Entry + 4x gas/travel.
For my parents' pattern, that's ~$330 in value for $0 in fees. For monthly flyers, the math says walk away.
Watch the verdict + the $50 redemption trap before you apply:
2 weeks ago | [YT] | 1
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Traveling on Everyday Spend
NEW VIDEO: IHG Premier Select: 200,000 Points or a $350 Trap?
I ran the real math on the 210K bonus, the $300 dining + $200 airline coupon book, and the 20-night suite upgrade shortcut.
BLUF: YES if you fly 1x per year + stay 2-3x at IHG. WALK AWAY if you hate quarterly tracking.
Watch it here before you pay that $350:
3 weeks ago | [YT] | 1
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Traveling on Everyday Spend
The 5-Card Combo: One Winner for Every Job (2026) is LIVE
• The $95 everyday-spend battle — I pick one on math
• Why my $325 Gold didn't survive the $15k test
• Plus 2 on-screen fixes pinned in comments
1 month ago | [YT] | 2
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Traveling on Everyday Spend
Good morning. Unfortunately I will not be able to do the livestream at noon, I have had to go out of town for a family emergency. We were blessed that the emergency was not as much of an emergency as feared, but it has me out of town for a few days. I hope everyone is ok and I look forward to getting back with you.for our Sunday noon get together next week. Thanks.
1 month ago | [YT] | 6
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