Hi, Iโ€™m Rachel and at 44, empty nester, and finally putting myself first โ€” financially. I've paid off $14K in credit card debt (documented), navigating student loan discharge, and now I'm aggressively saving for retirement on a real income. My channel is a living, breathing personal finance journey focused on late start investing, Coast FIRE, and FIRE โ€” with full transparency on the numbers. No get-rich-quick. Just real strategy, real setbacks, and real progress. Subscribe if you want personal finance without the pretense.


Rachel

What topics would you like me to cover in a long form video?

9 hours ago | [YT] | 1

Rachel

I was thinking about doing and ask me anything video. So if this gets some responses, I am down to do that this week.

9 hours ago | [YT] | 0

Rachel

I just made my first trade/purchase in my Brokerage Account. ๐Ÿ˜Ž๐Ÿ‘๐Ÿป

1 month ago | [YT] | 35

Rachel

Thank you all for the well wishes. Scout is doing much better today. Sheโ€™s been eating and drinking water and going outside when itโ€™s not raining. ๐Ÿซถ๐Ÿป๐Ÿถ

1 month ago | [YT] | 38

Rachel

Put in the comments how much you think I spent on groceries for the week

1 month ago | [YT] | 26

Rachel

Flash back to the day I packed up my entire life in NC and moved to FL 3 yrs ago ๐Ÿ’—

1 month ago | [YT] | 34

Rachel

July 2016 NET WORTH! Now my goal is to hit $30k net worth by Aug 31st 2026

1 month ago | [YT] | 24

Rachel

On student loan refund watch. Iโ€™m hoping the check arrives in a month or two

2 months ago | [YT] | 30

Rachel

First image me circa 2016 ish
Second image me circa 2023 ish

2 months ago | [YT] | 73

Rachel

โ€ผ๏ธ

2 months ago | [YT] | 19