shadcool123

₱50 Saving Challenge


🪙 ₱50 a day challenge!

It may look small, but small amounts can add up when you stay consistent.

Instead of asking, “Malaki ba ito?” ask:
“Kaya ko bang gawin ito consistently?”

Start small. Stay consistent. 💰

4 days ago | [YT] | 0

shadcool123

Simple Budget

📊 Don't know where your salary goes?

Try this simple approach:
Income → Needs → Savings → Wants

The exact percentage doesn't have to be perfect. The important thing is to know where your money is going.

Track your money before your money tracks you. 💯
Want to track your money?

Sign here: docs.google.com/forms/d/1llikkz8TlPkIC9PoVgTjtueqw…

6 days ago | [YT] | 4

shadcool123

Money Habits


💰 3 habits that can quietly drain your money:

1️⃣ Buying things just because they're on sale
2️⃣ Spending first before saving
3️⃣ Not tracking where your money goes

You don't need to earn millions to improve your finances. Sometimes, you simply need better money habits.

1 week ago | [YT] | 2

shadcool123

PalawanPay is becoming one of the DBPH community’s favorite apps because it offers more than just another digital wallet 🌱

Yung matagal na nating kilala at maaasahang Palawan Pawnshop - Palawan Express Pera Padala, integrated na rin mismo sa app. So with PalawanPay, you get access to both physical and digital services, giving you more ways to manage your money wherever you are.

Here are some of the features we’re excited to explore:

👸🏻 Invest in Gold - You can buy gold dir… See more
— with PalawanPay.

3 weeks ago | [YT] | 2

shadcool123

UST students can now use Apple Pay and Google Pay for transactions through the University’s Online Payment Gateway and authorized on-site transactions.
The new payment options are effective immediately, according to the Office of the Vice Rector for Finance.
Mas convenient na for students who prefer using their phones or digital wallets when paying.
How about your university? Anong payment methods ang currently accepted sa inyo? Let us know in the comments! 👇🏻

3 weeks ago | [YT] | 1

shadcool123

Paying bills today? 👀 Before you scan that QR, check which bank gives you the best rewards!
QR payments are now widely accepted here sa Pinas, and many merchants prefer them because QR transactions generally come with lower MDR fees compared to card payments.
But did you know you can use QR payments beyond physical stores? Even some online apps now accept QR payments. For example, you can use QR payments to pay your Maynilad bill through the Lazada app, or use Luvit to earn up to 250% cashback! 🤯
We made this guide to help you choose the best payment method every time you make a QR payment, including banks that support QRPh payments and the rewards you can potentially earn from each one.

3 weeks ago | [YT] | 0

shadcool123

Maya debit card is the best card to use for your online subscriptions, with up to 6% cashback! 🖤
Cashback card na rin ang Maya card since every time you use it, you can earn 1% cashback, capped at ₱3,000 per month.
For the additional up to 5% entertainment cashback, naka-depend naman ito sa Maya XP tier mo. The higher your tier, the higher your potential cashback.
You can level up your Maya XP points by regularly using the app for things like paying bills, saving, and even borrowing funds 💸
If you’re looking for more ways to maximize your everyday spending and savings, join the Digital Banks PH Community for more tips like this.

3 weeks ago | [YT] | 0

shadcool123

Tap, pay, and get rewarded with Visa and Google Pay. 📱✨
Use your eligible Visa card with Google Pay and get ₱700 cashback when you make 3 qualifying transactions worth at least ₱1,000 each.
✅ Register via the Visa promo website: vi.sa/4vZzngN
✅ Make 3 qualifying transactions using your Visa card on Google Pay
✅ Get ₱700 cashback
Terms and conditions apply. Participating Visa cards only. Promo runs until August 31, 2026. Per DTI Fair Trade Permit No. FTEB-264204 Series of 2026

3 weeks ago | [YT] | 0

shadcool123

𝐓𝐡𝐞 𝐓𝐨𝐩 𝟑 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐁𝐚𝐧𝐤𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞𝐬 🏦🇵🇭

May ibang digital banks na nag-ooffer ng mas mataas na interest rates, pero itong tatlo ang standout dahil nagbibigay rin sila ng 𝐜𝐚𝐬𝐡𝐛𝐚𝐜𝐤 𝐚𝐭 𝐫𝐞𝐰𝐚𝐫𝐝𝐬 kapag ginagamit mo for transactions.✨💸

Nag-eearn na ng high-interest ang savings mo, may cashback at rewards ka pang nakukuha!✨💳

𝟏. 𝐌𝐚𝐫𝐢𝐁𝐚𝐧𝐤
💸 Earn 1% cashback when you pay in-store or online in the Philippines using your MariBank Card.

💵 Sign up using referral code SC260030 and receive ₱𝟏𝟕𝟓 𝐜𝐚𝐬𝐡 𝐫𝐞𝐰𝐚𝐫𝐝.
Link:
maribank.ph/c/earnfreemoney?referralCode=SC260030

𝟐. 𝐆𝐨𝐓𝐲𝐦𝐞
🌟 Earn Go Rewards Points every time you pay in-store or online using your GoTyme card or app.

Earn 1 point for every ₱100 spent at Robinsons Retail brands and 1 point for every ₱500 spent everywhere else.

💵


𝟑. 𝐌𝐚𝐲𝐚
💸 Get 1% cashback when you pay in-store or online in the Philippines using your Maya Card.

💵 Sign up using referral code @shadshad and receive a ₱𝟓𝟎 𝐰𝐞𝐥𝐜𝐨𝐦𝐞 𝐛𝐨𝐧𝐮𝐬.
My invite code is @shadshad or use this link to create a Maya account now: official.maya.ph/be7m/gmsb47rr

1 month ago | [YT] | 1

shadcool123

📢 IMPORTANT YOUTUBE UPDATE (2026) 📢
Attention, content creators and viewers! YouTube has officially changed how it counts video views to make it standard across the entire platform.
Here is what you need to know:
●Instant Counting: Views are now counted from the very first frame of the video.
●All Formats Included: This applies to regular long-form videos, matching the current system used for Shorts.
●Engaged Views: Creators can still track deeper viewer retention through a new metric in Analytics called "Engaged Views."
●No Revenue Changes: This update will NOT affect your monetization, earnings, or YouTube Partner Program (YPP) eligibility.
What do you think about this new update?

1 month ago | [YT] | 1