**SELF ASSESSMENT FOR UK PENSIONERS — DO YOU NEED TO COMPLETE A TAX RETURN?** Are you retired and wondering whether you need to complete an HMRC Self Assessment tax return? Have you received a tax bill, a Simple Assessment letter or a Notice to File and aren't sure what to do next? Welcome to the **UK Money Wisdom Self Assessment Playlist**, where Angie explains UK pensioner taxation clearly, practically and without unnecessary jargon. Many pensioners assume that because they have stopped working, they will never need to complete a tax return. Others believe that receiving the State Pension automatically means Self Assessment is compulsory. Neither assumption is necessarily correct. **IN THIS PLAYLIST, YOU'LL DISCOVER:** • Why pensioners may need Self Assessment even if they've never been self-employed. • The difference between PAYE, Simple Assessment and Self Assessment. • How the State Pension and private pensions are taxed. • When savings interest, dividends, rental income and overseas pensions may create reporting obligations. • What to do if HMRC sends you a PA302 tax bill or a Notice to File. • How to establish whether you need to register for Self Assessment. • Common mistakes pensioners should avoid when completing a tax return. • Important HMRC deadlines, late-filing penalties and payments on account. • What to check if your tax calculation appears incorrect. **IMPORTANT DEADLINES — 2025/26 TAX YEAR** 5 October 2026 — Standard deadline to notify HMRC where required. 31 October 2026 — Normal paper tax return filing deadline. 31 January 2027 — Normal online filing and balancing tax payment deadline. Different deadlines can apply in certain circumstances. Always check your own HMRC notice. **NEED MORE DETAILED HELP?** I've produced a practical **Self Assessment Companion for UK Pensioners and Those Approaching Retirement**, featuring 22 common questions with clear answers, structured guidance, worked examples and clickable links to official HMRC information. Simply click the question that concerns you and go straight to the answer. **Self Assessment Companion:** [INSERT YOUR PAYHIP PRODUCT LINK] **OTHER UK MONEY WISDOM COMPANIONS** State Pension Companion: ukmoneywisdom.co.uk/b/KeORZ Pensioner Tax Companion: ukmoneywisdom.co.uk/b/RzBAb Inheritance Companion: ukmoneywisdom.co.uk/b/kuPF7 Household Money MOT: ukmoneywisdom.co.uk/b/REtsk **OFFICIAL HMRC GUIDANCE** Check whether you need a tax return: www.gov.uk/check-if-you-need-tax-return Self Assessment: www.gov.uk/self-assessment-tax-returns Simple Assessment: www.gov.uk/simple-assessment **ABOUT UK MONEY WISDOM** I'm Angie, a retired UK public finance accountant. My aim is to help pensioners and those approaching retirement understand their money, their tax obligations and their financial choices with greater confidence. Subscribe to UK Money Wisdom for clear explanations of State Pensions, Income Tax, retirement finances, inheritance and the financial rules affecting older people. youtube.com/@ukmoneywisdom For comments and suggestions: arhorner@outlook.com **UK Money Wisdom — Click the Question. Go Straight to the Answer.** This playlist provides general educational information, not individual tax advice. Always check current GOV.UK guidance or seek qualified advice where necessary. #SelfAssessment #UKPensioners #HMRCTaxReturn #PensionTax #SimpleAssessment #UKMoneyWisdom