UK MONEY WISDOM

WHAT DO YOU THINK? 🤔
Over 30,000 of you have been watching our latest breakdown on the DWP's new default retirement income proposals and the £10,000 threshold! 
If the government moves toward a "flex then fix" system where part of your pension could transition into a lifetime income product without requiring fresh explicit consent years down the line, where do you stand? 
🗳️ Vote below:
Keep Control: I want 100% control over my drawdown choices.
Weighing Options: I'd consider a guaranteed lifetime income if the terms made sense.
Undecided: Need to audit my pension statements first!
Let me know your thoughts in the comments—and if you haven't seen the full briefing yet, you can catch it here: https://youtu.be/qvyy_WQTVZg?is=ydEbt...

2 days ago | [YT] | 3

UK MONEY WISDOM

🚨 UK PENSION SHAKE-UP — WHAT CHANGES FOR YOU?

Are you retired, approaching retirement or worried about what the latest pension changes could mean for your money?

In my latest UK MONEY WISDOM video, I examine important developments affecting UK pensions, retirement income and taxation.

🔹 Guided Retirement — what could new default retirement income arrangements mean for your private pension?

🔹 Pension Freedom — will you still be able to choose how to access and manage your pension savings?

🔹 Frozen Tax Allowances — why more pensioners could find themselves paying Income Tax.

🔹 Savings Interest — how the tax-free allowances work and what changes to savings tax rates could mean for you.

🔹 Pension Tax Proposals — could withdrawing tax relief create unexpectedly high effective tax rates for some pensioners?

⚠️ Some changes are proposals or remain subject to consultation. It’s important to distinguish these from rules already in force.

🎥 WATCH MY LATEST VIDEO HERE:

https://youtu.be/Z6bcfsU9GPU

💬 I’D LOVE TO HEAR YOUR VIEWS!

Are you worried about higher taxes in retirement? Do you want to retain complete control over your private pension?

Please share your thoughts in the comments. I read your contributions and regularly respond to your questions.

📚 MY UK PENSION & TAX GUIDES

If you’d like clear, practical explanations of UK pensions and taxation, my guides include the State Pension Companion, Pensioner Tax Companion and other useful money guides.

✅ Digital editions available here:
payhip.com/b/KeORZ

✅ Printed paperback editions available on Amazon — search for UK Money Wisdom guides.

Your retirement money matters. Understanding the rules helps you make better-informed decisions.

Angie
UK MONEY WISDOM

General information only. Not personalised financial or tax advice.

6 days ago | [YT] | 4

UK MONEY WISDOM

BUDGET 2026: IS THAT IT?

Frozen tax allowances, rising bills and little meaningful relief for pensioners.

My verdict? We can't afford to wait for Westminster to improve our finances!

Here are 5 practical ways pensioners can fight back and protect their money.

Watch now: https://youtu.be/puwhkM0xg8s

#Budget2026 #Pensioners #UKMoneyWisdom

1 week ago | [YT] | 5

UK MONEY WISDOM

How pensioners can avoid being underpaid their state pension, and overpaying tax!
https://youtu.be/1LJhq-mFvm0?is=YlfUz...

3 weeks ago | [YT] | 2

UK MONEY WISDOM

Do you find HMRC’s tax-return questions difficult to understand?”
This video helps pensioners understand why Self Assessment may apply to them and how to check their position.
https://youtu.be/XgKqZLEmzxk

3 weeks ago | [YT] | 4

UK MONEY WISDOM

🚨 PAYING TAX ON YOUR PENSION — DOES THAT MEAN YOU NEED A TAX RETURN?

It’s easy to assume the answer is yes. It’s also easy to assume that, because you’re retired, Self Assessment cannot apply to you.

Either assumption could send you down the wrong path.

In my new video, I explain why some pensioners are being caught up in Self Assessment, why others may be worrying unnecessarily, and what you should check.

Have you found pension tax confusing? Tell me below. Please keep your personal financial details private.

Angie | UK Money Wisdom

Before you tackle a return—or put that HMRC letter aside—watch this.

4 weeks ago | [YT] | 0

UK MONEY WISDOM

🧾 UK PENSIONERS — DO YOU NEED TO COMPLETE SELF ASSESSMENT?

Paying Income Tax does not automatically mean you need to complete a tax return. Understanding what applies to you can help prevent unnecessary worry and costly mistakes.

▶️ Watch my Self Assessment video guides:
youtube.com/playlist?list=PLP...

📘 For further help, my UK Pensioners Self Assessment Companion includes clear explanations, practical steps, official HMRC links and a step-by-step guide to completing your return.

Click the question — go straight to the answer.

👉 Get your Companion here:
ukmoneywisdom.co.uk/b/MqlYb

The 2026/27 edition covers tax returns for the 2025/26 tax year.

Angie | UK Money Wisdom

1 month ago | [YT] | 1

UK MONEY WISDOM

🚨 SELF ASSESSMENT — IMPORTANT DEADLINE TODAY

Today, 5 October 2026, is an important HMRC deadline.

If you need to complete a 2025/26 Self Assessment tax return and you’re not currently registered, today is the deadline to tell HMRC/register.

Online return & tax due: 31 Jan 27

1 month ago | [YT] | 9

UK MONEY WISDOM

HOW MUCH MONEY DO WE REALLY NEED TO RETIRE IN BRITAIN TODAY?
The latest 2026 figures suggest that ONE PERSON needs:
£13,900 — Minimum
£32,700 — Moderate
£45,400 — Comfortable
That's an enormous difference.
But here's the question:
Do those figures actually reflect YOUR experience of retirement?
My new video looks at the figures, compares them with the State Pension and shows you how to start working out your own retirement number.
▶️ WATCH HERE:

https://youtu.be/Tm-UKQTdU4w?is=k1KiE...

And I'd particularly like to hear from those already retired:
Could you live reasonably well on £13,900 a year?
Angie x

1 month ago | [YT] | 2

UK MONEY WISDOM

HOW MUCH MONEY DO WE REALLY NEED TO RETIRE IN BRITAIN TODAY?
The latest 2026 figures suggest that ONE PERSON needs:
£13,900 — Minimum
£32,700 — Moderate
£45,400 — Comfortable
That's an enormous difference.
But here's the question:
Do those figures actually reflect YOUR experience of retirement?
My new video looks at the figures, compares them with the State Pension and shows you how to start working out your own retirement number.
▶️ WATCH HERE:

https://youtu.be/Tm-UKQTdU4w?is=k1KiE...

And I'd particularly like to hear from those already retired:
Could you live reasonably well on £13,900 a year?
Angie x

1 month ago | [YT] | 6