Billy Mashitoa Drive and Growth
This channel helps everyday South Africans understand car buying and bank finance before signing a deal.
I break down car finance, interest rates, affordability, deposits, credit checks, and repayments in simple language using real salary examples.
You’ll learn: How banks approve car finance
– What salary you need for different cars
– When a car deal makes sense and when it doesn’t
– How interest rates really work
– Common mistakes first-time buyers make
This channel is for people earning between R8,000 and R40,000, especially first-time buyers who want honest advice before buying a car.
No hype. No pressure. Just real car buying and bank finance explained so you can make better decisions.
Billy Mashitoa Drive and Growth
I'm working on my next YouTube video, and this one is all about the 2023 Suzuki Ertiga.
If you've been thinking about buying an Ertiga for your family, school transport, deliveries, or even starting a shuttle or other side hustle, you won't want to miss this one.
I'll be breaking down:
• The monthly instalment •
The salary you might need to qualify •
Different finance options • Whether it's a smart buy for making money •
The pros and cons of owning a Suzuki Ertiga in South Africa
Before I record, I'd like to hear from you...
If you had a Suzuki Ertiga, what would you use it for? Family car, school transport, Bolt, deliveries, shuttle services, or something else? Let me know in the comments
3 months ago | [YT] | 7
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Billy Mashitoa Drive and Growth
A lot of people tell me:
"Billy, that Suzuki Celerio must be around R2,000 per month, right?"
But is it really?
In my next video, I'm taking a 2024 Suzuki Celerio GL Manual (20,000km) and structuring a real finance deal using a bank calculator.
We'll cover: What the monthly instalment looks like
How a deposit changes your repayment Balloon payment explained
A simple way to estimate the salary you might need
Why the Celerio is one of the best first cars for many South Africans
Whether it could make sense as a fuel-efficient daily driver or for ride-hailing, where it meets the platform's requirements
No guessing. Just real numbers and practical advice.
Before the video drops, take a guess...
How much do you think this Celerio costs per month?
R2,000
R2,500
R3,000+
3 months ago | [YT] | 7
View 2 replies