Billy Mashitoa Drive and Growth - Invidious

Billy Mashitoa Drive and Growth

This channel helps everyday South Africans understand car buying and bank finance before signing a deal.

I break down car finance, interest rates, affordability, deposits, credit checks, and repayments in simple language using real salary examples.

You’ll learn: How banks approve car finance
– What salary you need for different cars
– When a car deal makes sense and when it doesn’t
– How interest rates really work
– Common mistakes first-time buyers make
This channel is for people earning between R8,000 and R40,000, especially first-time buyers who want honest advice before buying a car.
No hype. No pressure. Just real car buying and bank finance explained so you can make better decisions.

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7:40

Tenant Not Paying Rent? South African Landlords Need to Know This!

Billy Mashitoa Drive and Growth

Shared 16 hours ago

173 views

10:22

R12K+ Salary: Where Can You Live in Kempton Park, Benoni & Greenstone?

Billy Mashitoa Drive and Growth

Shared 2 days ago

1.5K views

13:13

Cape Town Cost of Living: A Family of 3 + a Mercedes

Billy Mashitoa Drive and Growth

Shared 4 days ago

1.4K views

11:55

The Truth About Buying a House in South Africa (No One Tells You This)

Billy Mashitoa Drive and Growth

Shared 6 days ago

9.5K views

8:17

R9,500 Salary? These Cars Could Start Your Hustle!

Billy Mashitoa Drive and Growth

Shared 1 week ago

3.1K views

15:34

Renting in Kempton Park + Driving a Polo Vivo: The Real Monthly Cost

Billy Mashitoa Drive and Growth

Shared 1 week ago

38K views

10:14

I Have a Car For EVERY Salary (R8k to R100k+)

Billy Mashitoa Drive and Growth

Shared 2 weeks ago

3.7K views

11:57

Polo Vivo + apartment in Kempton park total cost of living

Billy Mashitoa Drive and Growth

Shared 2 weeks ago

30K views

13:39

The Real Cost of Living in Greenstone with a Polo TSI

Billy Mashitoa Drive and Growth

Shared 2 weeks ago

5.5K views

8:35

The R3,300 Polo Vivo: The Reality Behind the Advertisement

Billy Mashitoa Drive and Growth

Shared 3 weeks ago

7.6K views

7:56

R30,000 Salary + 700 Credit Score… DECLINED?!

Billy Mashitoa Drive and Growth

Shared 3 weeks ago

3.3K views

6:36

Can You Afford an Older Toyota Fortuner on an R18K Salary? (The Brutal Truth)

Billy Mashitoa Drive and Growth

Shared 3 weeks ago

1.1K views

9:56

What Salary Do You Need for These 4 Buses? | Ertiga, M8, Staria & Transporter

Billy Mashitoa Drive and Growth

Shared 1 month ago

1.1K views

13:57

The REALITY of Bank Finance in South Africa — From a Car Salesman

Billy Mashitoa Drive and Growth

Shared 1 month ago

3.2K views

8:55

I Earn R13.5K — What Car Can I Afford With a R4,500 Budget?

Billy Mashitoa Drive and Growth

Shared 1 month ago

4.3K views

9:15

R12K+ Salary? These Are Your Volkswagen Polo Options!

Billy Mashitoa Drive and Growth

Shared 1 month ago

3.9K views

8:12

You Earn R15,000… Would You Take This Car Deal?

Billy Mashitoa Drive and Growth

Shared 1 month ago

2.1K views

13:39

I Structured a R230,000 Rent-to-Own Car Deal From A to Z

Billy Mashitoa Drive and Growth

Shared 1 month ago

967 views

10:12

The Real Truth About Rent-to-Own

Billy Mashitoa Drive and Growth

Shared 1 month ago

549 views

13:07

Kia Pegas Review + Finance Breakdown | Which Deal Makes Sense?

Billy Mashitoa Drive and Growth

Shared 1 month ago

934 views

12:02

He Earns R13K… So How Did This Polo Vivo Get Approved?

Billy Mashitoa Drive and Growth

Shared 1 month ago

4.1K views

10:49

5 Things You MUST Understand Before Financing a Car

Billy Mashitoa Drive and Growth

Shared 2 months ago

761 views

10:08

South Africans Chose Their Favourite — But Did They Get It Right?

Billy Mashitoa Drive and Growth

Shared 2 months ago

210 views

11:52

Here is the math they don't tell you about

Billy Mashitoa Drive and Growth

Shared 2 months ago

2.5K views

6:31

R20k Salary: Which of These 3 Cars Fits Your Lifestyle?

Billy Mashitoa Drive and Growth

Shared 2 months ago

387 views

9:07

From R18k Salary to a Discovery Sport: 3 Years Later

Billy Mashitoa Drive and Growth

Shared 2 months ago

616 views

8:02

The Best Hatchback? South Africans Settled the Debate

Billy Mashitoa Drive and Growth

Shared 2 months ago

712 views

8:46

R12,500 Salary? 5 Ways Banks Can Finance the Same Toyota Starlet

Billy Mashitoa Drive and Growth

Shared 2 months ago

589 views

5:47

What Nobody Tells You About Buying Your First Car in South Africa

Billy Mashitoa Drive and Growth

Shared 2 months ago

424 views

6:39

If You Earn R15,000, These Are the 3 Cars I’d Recommend | Hot on the List Ep. 2

Billy Mashitoa Drive and Growth

Shared 2 months ago

2.9K views

6:06

How to Trade In a Car You're Still Paying For (South Africa Explained)

Billy Mashitoa Drive and Growth

Shared 2 months ago

535 views

6:26

The Truth About the Polo Vivo | Monthly Installment, Salary Needed & Real Owner Opinions

Billy Mashitoa Drive and Growth

Shared 2 months ago

1.2K views

7:23

Can You Buy a 2021 Toyota Hilux on a R15,000 Salary? 🇿🇦

Billy Mashitoa Drive and Growth

Shared 3 months ago

504 views

7:11

Avoid These Car Finance Mistakes Before You Buy a Car

Billy Mashitoa Drive and Growth

Shared 3 months ago

513 views

6:35

Can You Buy a Suzuki Ertiga on a R12,000 Salary? (2026)

Billy Mashitoa Drive and Growth

Shared 3 months ago

533 views

6:39

CAN A R2,800/MONTH SUV HANDLE A DURBAN ROAD TRIP?

Billy Mashitoa Drive and Growth

Shared 3 months ago

128 views

5:11

3 Cars You Can Drive for Around R3,000/Month! | Hot on the List Ep.1

Billy Mashitoa Drive and Growth

Shared 3 months ago

335 views

9:53

Can R10,000 a month really get you a 2021 Kia Rio? Let's find out.

Billy Mashitoa Drive and Growth

Shared 3 months ago

303 views

10:58

Can You REALLY Afford a 2024 Suzuki Celerio? | Real Monthly Instalment!

Billy Mashitoa Drive and Growth

Shared 3 months ago

527 views

7:06

Before You Finance A Car Older Than 5 Years, Watch This First | Hyundai Tucson CRDi

Billy Mashitoa Drive and Growth

Shared 3 months ago

334 views

6:27

How Much Must You Earn To Drive This AMG?

Billy Mashitoa Drive and Growth

Shared 3 months ago

224 views

10:42

96-Month Step Payment Explained (Plus Other Deal Structures)

Billy Mashitoa Drive and Growth

Shared 3 months ago

904 views

6:13

Can Someone Earning R12,500 Buy a Suzuki Swift for Uber

Billy Mashitoa Drive and Growth

Shared 4 months ago

432 views

6:45

Can You Maintain a Polo Vivo on a R15,000 Salary?

Billy Mashitoa Drive and Growth

Shared 4 months ago

622 views

6:04

How Someone Earning R8,000 Bought a Car With NO Deposit

Billy Mashitoa Drive and Growth

Shared 4 months ago

594 views

10:21

How I'd Structure a Brand-New Fronx on a R15,000 Salary

Billy Mashitoa Drive and Growth

Shared 4 months ago

845 views

9:15

Can You Buy a Polo TSI on an R8,500 Salary? Let’s Do the Math

Billy Mashitoa Drive and Growth

Shared 4 months ago

3.1K views

8:11

What Banks REALLY Check Before Approving Your Car Finance

Billy Mashitoa Drive and Growth

Shared 4 months ago

627 views

7:18

Making Money But Still Getting Declined?

Billy Mashitoa Drive and Growth

Shared 4 months ago

170 views

14:28

R1.5 Million. 7 Seats. Massage Chairs. Can You Qualify? | GAC M8 PHEV”

Billy Mashitoa Drive and Growth

Shared 4 months ago

690 views

7:38

Salary Does NOT Determine Affordability

Billy Mashitoa Drive and Growth

Shared 4 months ago

574 views

13:59

Can You Buy a New Suzuki Swift on a R13,500 Salary?

Billy Mashitoa Drive and Growth

Shared 4 months ago

915 views

8:07

What Salary Do You REALLY Need For A 2026 Polo Vivo?

Billy Mashitoa Drive and Growth

Shared 4 months ago

5K views

15:15

How A R30K Salary Bought A 2025 Polo GTI Better Than A R45K Salary

Billy Mashitoa Drive and Growth

Shared 4 months ago

654 views

13:07

Same Polo TSI. 3 Different Bank Deals.

Billy Mashitoa Drive and Growth

Shared 4 months ago

1.5K views

9:12

How a R15,000 Salary Buyer Upgraded to a Polo GTI

Billy Mashitoa Drive and Growth

Shared 5 months ago

2.2K views

8:33

R25K Salary… Polo TSI or GAC?

Billy Mashitoa Drive and Growth

Shared 5 months ago

431 views

6:59

R9,500 Salary — Here’s the Truth Nobody Tells You

Billy Mashitoa Drive and Growth

Shared 5 months ago

1.7K views

11:44

How To Pay R4,999 For A Brand New Polo TSI

Billy Mashitoa Drive and Growth

Shared 5 months ago

518 views

8:24

The REAL Cost Of Owning A Golf TSI Automatic

Billy Mashitoa Drive and Growth

Shared 5 months ago

664 views