Hi, I'm John Sykes, an independent financial adviser based in Southport, helping families across Merseyside and the UK.

This channel covers pensions, investments, ISAs, inheritance tax and retirement planning in plain English, so you can make better decisions about your money.

What you'll find here:
- Practical tips
- Honest answers to the money questions clients ask me most
- No jargon, no sales pitch, just useful information

Want personal advice? Visit johnanthonysykes.co.uk to get in touch.

Important: The content on this channel is for general information only and does not constitute personal financial advice. The value of investments and pensions can fall as well as rise and you may get back less than you invest. Tax treatment depends on your circumstances and may change.

I'm John Sykes, an independent financial adviser at Fintuity. Fintuity Limited is authorised and regulated by the Financial Conduct Authority under reference number 814106.